Messett Financial FAQ

1. What services do you offer as a financial advisor?
   We provide comprehensive financial planning that includes a range of financial products, business cash flow management, succession planning, tax-efficient investment management, customized investment advice for personal, business, and education accounts, and retirement savings strategies.
2. How do I know if I need a financial advisor?
   You may benefit from a financial advisor if you have a complicated financial situation, lack the time or knowledge to manage your finances, have specific goals that require a structured plan, or want help with asset allocation and risk management. Major life changes and feelings of being overwhelmed can also be indicators that professional guidance is needed.
3. What is your investment philosophy?
   Our approach is holistic financial planning. We integrate various strategies to align with your overall financial goals, tax considerations, and retirement planning.
4. How do you charge for your services?
   We are compensated through a combination of fees and commissions, depending on the financial products used in your portfolio.
5. What qualifications and certifications do you have?
   The advisors at Messett Financial are registered professionals offering fiduciary services, meeting industry standards for qualifications.
6. How do you create a financial plan for your clients?
   We start by learning about you, your financial situation, risk tolerance, and goals. Over several sessions, we develop specific strategies tailored to help you achieve your objectives.
7. Can you help with retirement planning?
   Yes, we specialize in retirement planning to ensure you are prepared for this important life stage.
8. What types of clients do you typically work with?
   We work with individuals, families, high net worth individuals, business owners, retirees, young professionals, and trusts and estates.
9. How often will we meet to review my financial plan?
   Typically, we meet once or twice a year, but we’re always available for calls or meetings between official review sessions based on your needs.
10. What should I prepare for our first meeting?
    We’ll provide a questionnaire to help us understand your goals. While you don’t need to prepare extensively, reflecting on your values and objectives will be helpful. Feel free to bring any questions!
11. How do you approach risk management and insurance needs?
    We comprehensively assess your financial situation and goals to evaluate your risk tolerance. Based on our findings, we’ll identify any insurance needs and propose appropriate solutions.
12. Can you help with tax planning and preparation?
    We offer expertise in tax-efficient investment strategies and can collaborate with your CPA to minimize tax liabilities. However, we do not provide tax preparation services.
13. How do you handle market downturns or economic uncertainty?
    Our approach is tailored to each client’s specific situation. We are here to provide support and tailored advice during challenging times.
14. Do you provide ongoing support after the financial plan is implemented?
    Yes, we conduct 1-2 review meetings a year and remain available for discussions throughout the year as needed.
15. How do you ensure my information is kept secure and confidential?
    We comply with all SEC mandated security and privacy practices to protect your information.