How Do We Create a Financial Plan for Our Clients?

At Messett Financial, financial planning isn’t just about numbers—it’s about you.

We take a personalized, step-by-step approach to help you clarify your goals, understand your options, and build a strategy that brings confidence and clarity to your financial future.

Our 5-Step Financial Planning Process

1. Understanding You

We begin with a conversation. No forms, no pressure—just a meaningful discussion about:

  • Your current financial picture

  • Your goals (short- and long-term)

  • Your family, career, lifestyle, and values

We want to understand what really matters to you before we talk about money.

2. Analyzing Your Financial Situation

Once we have the full picture, we dive into the details:

  • Assets, liabilities, income, and expenses

  • Retirement accounts, investments, insurance coverage

  • Tax implications and estate considerations

This analysis forms the foundation of a financial plan tailored to your life—not a generic template.

3. Developing a Custom Strategy

Using advanced planning tools and decades of experience, we design a strategy that aligns with your objectives, whether that’s:

  • Planning for retirement

  • Funding education

  • Buying a home

  • Minimizing taxes

  • Creating generational wealth

Every recommendation we make is clear, actionable, and aligned with your risk tolerance and time horizon.

4. Implementing the Plan

A great plan means nothing without execution.

We guide you step-by-step through implementing each component of your strategy, which may include:

  • Adjusting investments

  • Consolidating accounts

  • Securing insurance

  • Coordinating with your CPA or attorney

You’re never alone—we help handle the logistics and keep things moving forward.

5. Ongoing Review & Adjustments

Life changes—and so should your financial plan. We schedule regular reviews to:

  • Track your progress

  • Adjust for life events (marriage, job change, new goals)

  • Stay ahead of economic or tax law changes

You’ll always know where you stand and what’s next.

Why It Works

Our planning process is built on transparency, trust, and long-term relationships. We don’t believe in quick fixes or one-size-fits-all solutions.

Whether you’re just starting out or planning your legacy, Messett Financial is here to provide guidance that evolves with you.

Ready to Begin?

If you’re wondering where to start, start with a conversation.

👉 Schedule Your Free Consultation
Or call us at 817.840.5910