I’d like professional financial guidance for my family.

That’s a smart and proactive step — getting professional financial guidance for your family can help you build, protect, and transfer wealth in a tax-efficient, values-driven way.

Here’s a high-level look at what a **comprehensive family financial strategy** often includes:

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### 🏦 **1. Wealth Planning & Investment Strategy**
– Strategic asset allocation tailored to your **risk tolerance**, goals, and time horizon
– **Tax-efficient investing** (asset location, tax-loss harvesting, municipal bonds)
– Planning for **college**, **real estate**, or **large liquidity events**

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### 🛡️ **2. Risk Management**
– Life, disability, and umbrella insurance reviews
– Asset protection strategies (trusts, LLCs, etc.)
– Long-term care planning if applicable

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### 📜 **3. Estate Planning**
– Will, living trust, power of attorney, health directives
– **Wealth transfer planning** (GRATs, ILITs, dynasty trusts)
– Charitable giving (donor-advised funds, private foundations, charitable trusts)

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### 👨‍👩‍👧‍👦 **4. Family Governance & Education**
– Developing a family mission or legacy statement
– Involving the next generation in financial literacy and decision-making
– Structuring family meetings or family offices, if applicable

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### 🤝 **5. Team Coordination**
– Working with a **fiduciary financial advisor**, **estate attorney**, and **CPA**
– Possibly coordinating through a **multi-family office** or your own family office setup

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To match you with the right guidance, could you share:
– Your **approximate net worth range** (e.g., <$5M, $5–25M, $25M+)
– Whether you prefer a **single point of contact** (like a family office) or a **team of specialists**
– Any key goals or concerns (e.g., business succession, philanthropy, educating kids)

From there, Messett Financial can help you structure the next steps or even vet the type of advisors you might want to retain. Would you like a sample financial team structure or checklist to start?