I’m thinking about how and when to retire.

That’s a big and important decision—retirement timing depends on a mix of financial readiness, lifestyle goals, health, and sometimes even family dynamics. A few key questions to consider are:

• What kind of lifestyle do you want in retirement?
• Do you know your current and projected expenses?
• What income sources will you have (e.g. savings, Social Security, pension)?
• How is your health, and do you expect it to impact your retirement timeline?
• Do you want to fully stop working, or shift into part-time or consulting work?

Would you like help building a retirement readiness checklist or a basic timeline?