Staying vigilant is more important than ever when it comes to protecting your finances. As technology evolves, so do the tactics of scammers. At MessettFinancial.com, we want to help you stay one step ahead. Here are some of the most common financial scams to watch out for in September 2025—and tips on how to protect yourself.
1. Phishing Emails and Texts
Scammers continue to send convincing emails and texts that appear to come from banks, government agencies, or trusted companies. These messages often urge you to click a link or provide personal information.
How to protect yourself: Never click on suspicious links or share sensitive information via email or text. Always verify the sender’s identity by contacting the organization directly through official channels.
2. Fake Investment Opportunities
With the rise of new investment platforms and digital currencies, scammers are promoting fake investment schemes promising high returns with little risk.
How to protect yourself: Be wary of unsolicited investment offers, especially those that pressure you to act quickly. Research any opportunity thoroughly and consult with a trusted financial advisor before investing.
3. Social Media Scams
Fraudsters use social media to impersonate friends, family, or influencers, often asking for money or promoting fraudulent giveaways.
How to protect yourself: Be cautious about sharing personal information online and double-check any requests for money, even if they appear to come from someone you know.
4. Tech Support and Remote Access Scams
Scammers may call or message you, claiming to be from tech support and warning of a problem with your computer or account. They may ask for remote access or payment to “fix” the issue.
How to protect yourself: Legitimate companies will not ask for remote access or payment over the phone. Hang up and contact the company directly if you receive such a call.
5. Charity and Disaster Relief Scams
In times of crisis or after natural disasters, scammers set up fake charities to exploit people’s generosity.
How to protect yourself: Always research charities before donating. Use trusted sites to verify legitimacy, and avoid donating through links sent via email or social media. GreatNonprofits.org is a good place to start your research.
Stay Safe This September
Awareness is your best defense against financial scams. If something feels off, trust your instincts and take time to verify before acting. For more tips on protecting your finances, visit MessettFinancial.com or reach out to our team for guidance.
